Pangad pangakaartide kadumisse lähiaastail ei usu (5)

"probleemiks on see, et kõikide makseterminalide väljavahetamine on väga kulukas ja kontaktivabal maksel puudub selge äriline eelis tänaste kiibiga maksekaartide ees,"

Huvitav sentents. Kuid jääb ju ära kaardi välja andmise, pikendamise, asenduse ja hoolduse tasu.

Mina ei usu Swedbank'a.

NFC-kiipidel põhinev mobiilikaubandus ON juba nii mitmeski kohas end tõestanud. Aeg oleks ka EW-l end liigutada. Või pangabossude lobi on nõnna magus?

Google Said to Plan Mobile-Payment Service Unveiling in New York.

Google Inc. (GOOG) plans to unveil a mobile- payment service May 26 that will be available on phones from Sprint Nextel Corp. (S), three people familiar with the matter said.

The service will let consumers with specially equipped phones that run on Google’s Android operating system pay for goods and redeem coupons with their handsets, said the people, who wouldn’t be identified because the plan isn’t public. The technology is available on the Android-powered Nexus S from Sprint, the third-largest U.S. wireless operator.

Google is rolling out so-called near-field-communication technology, which lets people pay at NFC-equipped cash registers with a flick of their phone, to boost revenue from mobile advertising and discounts. U.S. spending on mobile coupons may rise to $6.53 billion in 2014, up from $370 million last year, according to Borrell Associates Inc.

Sprint said last month it was working with a variety of handset makers and technology companies on NFC payment systems. Google plans to introduce the service in five cities -- New York, San Francisco, Los Angeles, Chicago and Washington, D.C. - - three people said in March.

bloomberg.

Miks Eesti riik järjekindlalt keerab näo kõrvale lihtinimeste probleemidest, sealhulgas suurest protsendist, mida saavad ostutehinguid vahendavad pangad kaardimaksete pealt?
Miks riik ei pane oma õlga alla mobiilimaksete süsteemile?